Will your FSA or HSA flex dollars expire? Lets put them to good use!

Posted on October 21, 2014 by SomNoir Company

Charles: Limited Victor Edition


Did you know that you can use your flexible spending account (FSA) or health savings account (HSA) dollars to purchase prescription eyeglasses, prescription contact lenses, and prescription sunglasses? These funds can be used for prescription eyewear, regardless of whether or not you have vision insurance.

What items qualify as FSA or HSA eligible expenses?
Your FSA or HSA typically covers expenses like prescription drugs, doctor visits and, of course, prescription eyewear! See the list below to find out if your prescription eyewear is covered.
What's Covered?
Eyeglasses with or without lenses (including over-the-counter reading glasses)
Prescription sunglasses
Sunglasses (only if medically necessary and prescribed by a physician)
Don't let them expire!
Typically, FSA dollars must be used in the same "coverage period" (i.e. calendar year) that the money was put aside. Usually the "coverage period" is defined as one calendar year (ending on Dec. 31st). However, some plans offer a grace period that will allow you to use your remaining FSA dollars until March 15 of the following year. Any unused FSA funds will be lost once your coverage period expires.
HSA dollars never expire and will remain in your account until they are used. If you do not use all of your HSA funds in a given year, the unspent money will roll over into your account for next year.
How do I purchase SomNoir Frames with my FSA  or HSA Dollars?
If you have an FSA or HSA debit card, you can enter that card's information at check-out (in our showroom or online) just like you would a normal credit card. If you do not have an FSA or HSA debit card, you will have to make your purchase using another credit card and seek reimbursement directly from your FSA or HSA provider. Most FSA or HSA providers will require you to submit a reimbursement form along with an itemized receipt or invoice.



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